Invoice Factoring Calculator
Calculate how much cash you can access by factoring your outstanding invoices. See your advance amount, fees, and effective cost.
Invoice Details
Total value of the invoice to factor
Percentage of invoice paid upfront (typically 80-95%)
Fee charged on the invoice amount (typically 1-5%)
Your Results
Net Proceeds
$20,500.00
Cash you receive after fees
Advance Amount
$21,250.00
Upfront payment before fees
Effective APR
42.94%
Annualized cost for comparison
| Invoice Amount | $25,000.00 |
| Advance Rate | 85.00% |
| Advance Amount | $21,250.00 |
| Reserve Held | $3,750.00 |
| Factoring Fee | $750.00 |
| Net Proceeds | $20,500.00 |
These calculators provide estimates for informational purposes only. Actual rates, terms, and fees will vary based on your specific situation and lender requirements.
These estimates do NOT constitute financial advice. These calculations do NOT take into account current market conditions, lender-specific criteria, or your complete financial situation.
These estimates should NOT be used as the sole basis for any financing decision. Liminal Lending Co. is NOT responsible for any outcomes resulting from these estimates or any decisions made based on them.